|
|
COMMERCIAL
CHECKING |
|
Interest Bearing |
No |
|
Monthly Service Fee
OR
Monthly Requirements
To Avoid Service Fee |
$7.50
Based On Earnings Credit |
|
Activity Fees |
Check / Debit |
10¢ |
|
Deposit / Credit |
20¢ |
|
Deposited
Items |
|
"On Us" |
No Charge |
|
State |
8¢ |
|
Transit Checks |
10¢ |
|
Earnings Credit |
An earnings' credit allows
you to reduce or eliminate monthly fees. This credit is based on the
average collected balance less a 10% required reserve, multiplied by the
90-day average T-Bill rate. |
|
Other Services |
- Free Cashier's Checks*
- Free Notary Services
- Low Fee Business
- Reserve Account**
- Free Currency and
Change Orders
|
|
Telephone Banking |
232-BANK (2265) |
* Limited to 3 per month.
**Subject to underwriting approval.
(back to
top)
|
BUSINESS
CHECKING |
|
Interest Bearing |
No |
|
Monthly Service Fee
OR
Monthly Requirements
To Avoid Service Fee |
$7.50
$1,000 Minimum OR
$2,500 Average |
|
Activity Fees |
Check / Debit
Over 50 |
12¢ |
Deposited Items
Over 100 |
8¢ |
|
Earnings Credit |
Not Applicable |
|
Other Services |
- Free Cashier's Checks*
- Free Notary Services
- Low Fee Business
- Reserve Account**
- Free Currency and
Change Orders
|
|
Telephone Banking |
232-BANK (2265) |
* Limited to 3 per month.
**Subject to underwriting approval.
(back to
top)
|
INTEREST-
BEARING CHECKING |
|
Interest Bearing |
Yes*** |
|
Monthly Service Fee
OR
Monthly Requirements
To Avoid Service Fee |
$7.50
$1,000 Minimum OR
$2,500 Average |
|
Activity Fees |
Check / Debit
Over 50 |
12¢ |
Deposited Items
Over 100 |
8¢ |
|
Earnings Credit |
Not Applicable |
|
Other Services |
- Free Cashier's Checks*
- Free Notary Services
- Low Fee Business
- Reserve Account**
- Free Currency and
Change Orders
|
|
Telephone Banking |
232-BANK (2265) |
* Limited to 3 per month.
**Subject to underwriting approval.
***Available only to sole proprietorships and nonprofit organizations.
(back to
top)
|
BUSINESS
SAVINGS |
|
Minimum Balance
Requirement |
$25.00 |
|
Monthly Service Fee |
$2.00 if minimum balance is
below $25.00 |
|
Interest Compounded |
Quarterly |
|
Check Writing |
No |
|
Withdrawals Per Month At
No Charge |
Unlimited |
|
Cost Per Excess
Withdrawal |
None |
|
Account Statement |
Quarterly or monthly if
combined with a checking account |
|
Early Withdrawal Penalty |
None |
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top)
|
MONEY
MARKET INVESTMENT* |
|
Minimum Balance
Requirement |
$2,500 |
|
Monthly Service Fee |
$7.50 if minimum balance is
below $2,500 |
|
Interest Compounded |
Monthly |
|
Check Writing |
Yes |
|
Withdrawals Per Month At
No Charge |
6 Total |
|
Account Statement |
Monthly |
|
Early Withdrawal Penalty |
None |
*The Money Market Investment
Account provides higher rates of interest according to the following tiers:
| <$4,999 |
| $5,000 -
$9,999 |
| $10,000 -
$24,999 |
| $25,000 -
$49,999 |
| $50,000 -
$99,999 |
| $100,000 > |
(back to
top)
|
 |
