







 |

|
TRADITIONAL
CHECKING |
|
Interest Bearing |
No |
|
Monthly Service Fee
OR
Monthly Requirements
To Avoid Service Fee |
None
None |
|
Statement Frequency |
Monthly |
|
Interest Credited |
N/A |
|
Check Orders |
First 50 Free |
|
Other Services |
- No Annual Fee
- Check Card*
|
|
Telephone Banking |
232-BANK (2265) |
*Subject to
underwriting approval.
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|
ADVANTAGE
CHECKING |
|
Interest Bearing |
Yes |
|
Monthly Service Fee
OR
Monthly Requirements
To Avoid Service Fee |
$5.00
$500 Minimum OR $1,000
Average In Total Deposit Accts. OR Direct Deposit |
|
Statement Frequency |
Monthly |
|
Interest Credited |
Monthly |
|
Check Orders |
First 200 Free* |
|
Other Services |
- No Annual Fee
- Check Card**
- VISA**
- Reserve Account**
- FREE Traveler's
Cheques
- Discounts on
Installment Loans**
|
|
Telephone Banking |
232-BANK (2265) |
*Standard checks
provided free by bank.
** Subject to underwriting approval.
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|
EXECUTIVE
CHECKING |
|
Interest Bearing |
Yes |
|
Monthly Service Fee
OR
Monthly Requirements
To Avoid Service Fee |
$12.00
$2,500 Minimum OR $5,000
Average In Total Deposit Accts. OR West Pointe Mortgage |
|
Statement Frequency |
Monthly |
|
Interest Credited |
Monthly |
|
Check Orders |
Free* |
|
Other Services |
- No Annual Fee
- Check Card**
- VISA**
- Reserve Account**
- FREE
- Traveler's Cheques
- Cashier's
Checks***
- Money Orders***
- Notary Services
- Photocopies***
- Discounts On:
- Installment
Loans**
- Safe Deposit Box
|
|
Telephone Banking |
232-BANK (2265) |
*Standard checks provided free by
bank.
**Subject to underwriting approval.
***Limited to 4 per month.
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|
HORIZON
CHECKING |
|
Interest Bearing |
Yes |
|
Monthly Service Fee
OR
Monthly Requirements
To Avoid Service Fee |
$12.00
$1,000 Minimum OR $2,500
Average In Total Deposit Accts. |
|
Statement Frequency |
Monthly |
|
Interest Credited |
Monthly |
|
Check Orders |
Free* |
|
Other Services |
- No Annual Fee
- Check Card**
- VISA**
- Reserve Account**
- FREE
- Traveler's Cheques
- Cashier's
Checks***
- Money Orders***
- Notary Services
- Photocopies***
- Discounts On:
- Installment
Loans**
- Safe Deposit Box
|
|
Telephone Banking |
232-BANK (2265) |
*Standard checks provided free by
bank.
**Subject to underwriting approval.
***Limited to 4 per month.
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|
MONEY
MARKET INVESTMENT* |
|
Minimum Balance
Requirement |
$2,500 |
|
Monthly Service Fee |
$7.50 If Minimum Balance Is Below $2,500 |
|
Interest Credited |
Monthly |
|
Check Writing |
Yes |
|
Withdrawals Per Month |
6 Total
|
|
Cost Per Excess Monthly
Withdrawal |
$5.00 |
|
Statement Frequency |
Monthly |
|
Early Withdrawal Penalty |
None |
*The Money Market Investment
Account provides higher rates of interest according to the following tiers:
< $4,999
$5,000 - $9,999
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $99,999
$100,000 >
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|
REGULAR
SAVINGS |
|
Opening Minimum Balance
Requirement |
$25.00 |
|
Monthly Service Fee |
$2.00 If Minimum Balance Is Below $25.00 |
|
Interest Credited |
Quarterly |
|
Check Writing |
No |
|
Withdrawals Per Month |
Unlimited
|
|
Cost Per Excess Monthly
Withdrawal |
None |
|
Statement Frequency |
Quarterly Or Monthly If
Combined With Checking Account |
|
Early Withdrawal Penalty |
None |
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|
YOUTH
SAVINGS |
|
Opening Minimum Balance
Requirement |
$25.00 |
|
Monthly Service Fee |
None |
|
Interest Credited |
Quarterly |
|
Check Writing |
No |
|
Withdrawals Per Month |
6
|
|
Statement Frequency |
Quarterly |
|
Early Withdrawal Penalty |
None |
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|
CHRISTMAS
CLUB |
|
Opening Minimum Balance
Requirement |
$25.00 |
|
Monthly Service Fee |
None |
|
Interest Credited |
At Maturity* |
|
Check Writing |
No |
|
Withdrawals Per Month |
None
|
|
Cost Per Excess Monthly
Withdrawal |
None |
|
Statement Frequency |
At Maturity |
*Subject to
penalty for early withdrawal.
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|
 |