

| Account Options | Commercial | Business | Interest Bearing |
|---|---|---|---|
| Account Available For |
Business Customers with High Activity Levels |
Business Customers with Moderate Activity Levels |
Sole Proprietorships & Non-Profit Organizations |
| Minimum Opening Deposit |
$100 | $100 | $100 |
| Monthly Service Fee |
$7.50 | $7.50 | $7.50 |
| Requirements to Avoid Monthly Service Fee |
Based on Earnings Credit |
$1,000 Minimum Daily Balance or $2,500 Average Monthly Balance |
$1,000 Minimum Daily Balance or $2,500 Average Monthly Balance |
| Interest Bearing |
No | No | Yes |
| Earnings Credit |
Based on Account Analysis¹ |
N/A | N/A |
| Free Mastercard® Debit Card |
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| Free Online Banking & Mobile Banking |
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| Premier Business Online Banking | $15/Month | $15/Month | $15/Month |
| Free Paper or eStatements |
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¹An earnings credit allows you to reduce or eliminate monthly fees. This credit is based on the average collected balance less a 10% required reserve, multiplied by the 90-day average T-Bill rate.
²Premier Business Online Banking is an optional online banking tool that allows businesses to send ACH files.

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