Rates

Fixed Rate Certificates of Deposit*

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Terms Minimum to Open & Minimum Daily Balance to Earn APY Interest Rate Annual Percentage Yield (APY) Compounding Frequency
3 Months $1,000 .65% .65% At maturity
6 Months
$1,000
.75% .75% Semi-annually
12 Months $500 .90% .90% Semi-annually
18 Months $500
.95% .95% Semi-annually
24 Months $500
1.00% 1.00% Semi-annually
36 Months $500
1.20% 1.20% Semi-annually
48 Months $500
1.30% 1.30% Semi-annually
60 Months $500
1.45% 1.46% Semi-annually

Individual Retirement Accounts (IRA's) are available in all Fixed Rate terms listed above. COD's may be subject to an early withdrawal penalty. There is no minimum deposit amount required on Money Market IRA's.

*COD's may be subject to an early withdrawal penalty. All interest rates are stated as Annual Percentage Yield (APY). APY rate assumes interest will remain in account until maturity or funds are withdrawn. Withdrawals and fees will reduce earnings. Disclosed rates for consumer and business accounts as applicable.


Savings & Checking Accounts

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Account Minimum to Open & Minimum Daily Balance to Earn APY Interest Rate Annual Percentage Yield (APY) Compounding Frequency
Regular & Youth Savings
$25
.25%
.25%
Quarterly
Christmas Club
$25
.50%
.50% At maturity
Money Market Investment
$2,500 minimum to open




<$4,999.99
.10%
.10%
Monthly

$5,000.00 - $9,999.99
.10%
.10%
Monthly

$10,000.00 - $24,999.99
.50%
.50%
Monthly

$25,000.00 - $49,999.99
.60%
.60%
Monthly

$50,000.00 -$99,999.99 .70% .70% Monthly

$100,000.00 > .75% .75% Monthly
Interest Bearing Checking Accounts** $100 .10% .10% Monthly


**Interest bearing checking accounts include the Advantage Checking, Horizon Checking, Executive Checking, and Business Interest-Bearing Checking. All interest rates are stated as APY. Withdrawals and fees may reduce earnings on your account. Interest rate may change after the account is opened.